Here is where
you will find information about getting a home loan for a purchase and for refinancing an existing loan. We will
also give you helpful information about buying a home, including a mortgage payment calculator that is simple to use.
The mortgage business continues to be competitive, but with overall interest rates low, you will not find the "spread"
or difference between lenders that big. Also, please take a look at our other Real Estate pages and the page about "Mortgage / Ribarich Law Office" for information about stopping foreclosure.
USE A
MORTGAGE CALCULATOR TO FIGURE OUT YOUR MONTHLY EXPENSE, BUDGET, REPAYMENT PLAN
Below are some basic mortgage payment calculators
that every potential home buyer must use. A calculator lets you figure out what your monthly payment will
be. Simply plug in the numbers. No cheating, and don't be overly optimistic about taxes or interest rates either
because that is how you can get yourself into trouble and face default on your mortgage or even a foreclosure. You can
ask your Realtor or sales agent about taxes, and make a call to your insurance agent for an estimate of your homeowners insurance
premium. If you live in California don't forget earthquake insurance, or flood insurance if you live in a flood area.
In certain areas there can be a premium for living in a fire zone. And those of you living in a hurricane prone area
might find you also need special insurance policies. And while you are at it, it might be a good idea to ask your insurance
agent about "extra liability insurance" because you don't want to lose your home in a lawsuit brought on by a car
accident or the kids throwing a rock through a window, or because a delivery man slipped and fell while on your property.
PURPOSE FUNDING FOR A HOME LOAN TO BUY OR REFINANCE.
INVESTMENT LOANS TOO.
Update July 2, 2011 Purpose Funding
is a residential mortgage company that specializes in getting mortgage loans for residential buyers and they serve buyers
who want a loan for buying a single home or condo as well as investors who want to buy buildings with up to four units.
Purpose Funding has years of experience and contacts with various banks and lending sources so that it can help you get a
mortgage for amounts ranging from $100,000 to $2-million or more. While Purpose Funding is headquartered in Orange County,
this mortgage company does business throughout California and its professional consultants will come to your home or office
to help work out the best mortgage plan for you whether your are buying your first home or refinancing an existing loan.
Because Purpose Funding has a relationship with many different lenders and banks it is able to find niche loans for special
situations. Loans that exceed the value of the property are still available, as well as loans for some buyers with low
credit scores.
You've probably heard the news that it is tough to actually find a
lender who is willing to make a loan despite the current low interest rate environment. Well, that hasn't been a problem
for the experts a Purpose Funding because they've been funding more than $10-million in home loans each month and they even
have the ability to fund more deals. Yes, they are refinancing existing home loans. They specialize in residential
loans for investors and their experts can work with investors to put together deals that will give them a positive cash flow
on their investment properties.
Call (866) 577-FUND or (866)
577-3863 or go to www.PurposeFunding.com for information. California Department of Real Estate number 01864104 and NMLS number 273299. Our TV report is
below.
Below is our TV commercial for Purpose Funding.
FREE HELP TO BUY YOUR FIRST HOME AND GET A MORTGAGE
The website www.FindYourFirstHome.com offers free information about mortgages, mortgage rates, interest rates, and consumer tips. The website allows consumers
to share tips and ideas and also has information from professionals in the real estate and mortgage lending businesses.
All services are free because the website is advertiser-supported just as major newspapers and magazines are. The website
asks that you participate by posting your experiences dealing with mortgage lenders and realtors. Go to the website
or call them at (866) 991-FIND (866-991-3463). Watch our video report below.
Here on our new media website "Moneyman" Alan Mendelson who is the original Best Deals TV show reporter and
consumer advocate shows you the best deals on TV, and the best buys, bargains and where savvy shoppers go to save, and
how to get the most for "your money" with the best of Los Angeles, Orange County, Ventura County, Riverside County
and San Bernardino County. Our Best Buys TV Show has the best TV deals and is the only regularly scheduled weekly best
deals TV show in Southern California. We show you the best deals on TV and more deals on www.alanbestbuys.com and www.vegasbestbuys.com and www.moredeals.com the original buy and sell, show and tell, video website. Some of the content can come from paid advertising and
from our advertiser paid TV infomercial programs. The Best Buys TV Show is a paid infomercial program which may also
include news and information which is not sponsored or paid for by advertisers. AlanBestBuys.com has the highest ranking
among competitive sites in Southern California according to the independent website ranking company Quantcast.com.
